You charge per hour. But how much do you actually keep?

Peil brings clarity to your finances, so you can act on what you're worth.

peil.app/timesheet
Peil
AV
Alex van den Berg
Freelancer
Timesheet
April 2026 · 28,8h logged · €2.573,5 billable
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Datum
Dag
Klant
Project
Omschrijving
Uren
Tarief
Bedrag
13
Ma
Bureau Helder
CMS-migratie
Content-audit, Datamodel mapping
7
€95
€665
14
Di
Bright Agency
Website redes.
Responsive layout
6,5
€85
€552,5
15
Wo
Vos & Partners
Data-dashboard
API-ontwerp
3
€110
€330
Vos & Partners
Data-dashboard
Dashboard-componenten
4,5
€110
€495
Nondeclarabel
Administratie
2
16
Do
Bureau Helder
CMS-migratie
API-integratie, Documentatie
3,8
€95
€361
17
Vr
Bright Agency
Website redes.
Design review
2
€85
€170
Week 16
28,8
€2.573,5
18
Za
19
Zo
20
Ma
21
Di
22
Wo
23
Do
24
Vr
25
Za
26
Zo
27
Ma
28
Di
Maandtotalen
28,8u
2.573,5
The problem

You know your numbers. You just don't know what they mean.

Administratively it all checks out. And yet the question that actually matters stays open: even when enough comes in, you're left guessing how much room you have.

Hourly rate € 85,-
Income tax −€ 31.03
ZVW contribution −€ 4.59
AOV + pension −€ 13.43
Non-billable hours −€ 10.20
Net effective rate € 25,75 /hr

Based on actual 2026 parameters.

The three pillars

The numbers your bookkeeping never shows you.

You track your revenue. But almost no one knows what they actually keep per hour, how much room they'd have if work stops, or what that same work would be worth in employment. Peil keeps these to hand, continuously updated.

From rate to what you keep

Net effective rate

See what you really keep from your hourly rate.

From balance to time

Safety net

Work out how long your reserves last once you've set aside tax and buffer.

From rate to salary

A sharp comparison

Peil converts it: what you'd need to earn gross in employment to net the same. A footing to set your rate, position it, or weigh up employment.

Invoicing

Peil makes invoicing remarkably easy.

Send invoices in a heartbeat from the app, and Peil lets you know when they're delivered. Invoice overdue? Set automatic reminders and Peil makes sure they get followed up.

Logged hours become an invoice with a live PDF in the editor

Invoicing at speed

Turn your unbilled hours into an invoice in one click.

No more chasing payments

Reminders go out automatically, every invoice tracked until it's paid. And you? Completely hands-free.

History
Draft
2 May 09:14
Sent
2 May 09:15
sophie@bright.com
Delivered
2 May 09:15
sophie@bright.com
Overdue
2 Jun 06:00
Reminder
2 Jun 06:00
sophie@bright.com
Paid
5 Jun 11:20

Your own branding

Your invoice laid out the way you want, with your own logo and colours. Unmistakably yours.

An invoice in your own house style with logo and colours
✓ Dutch tax rules · 2026

Tax as a visible reserve. No rules of thumb.

Peil uses Dutch tax parameters and translates them into something useful: how much is set aside, what's coming, and when tax becomes a liquidity question.

Read how the tax reserve is calculated →
Tax projection 2026
Freelance · box 1
Estimated income tax based on your profile.
Projected annual revenue €85,000
Deductible costs − €7,500
Fiscal profit €77,500
Self-employed deduction − €1,200
SME profit exemption (12.70%) − €9,690
Taxable income (box 1) €66,610
Bracket 1: €0–€38,441 @ 35.82% €13,770
Bracket 2: €38,441–€66,610 @ 37.48% €10,558
Tax credits − €3,500
Income tax + NI (24.5%) €20,828
ZVW health contribution €3,470
Estimated tax 2026 €24,298
An estimate based on your profile. Play out scenarios in the Lab.
Safe & yours

Your finances are yours. We mean that literally.

We don't use cookies, only anonymous statistics. We also have no insight into the contents of your finances — those are 100% yours. Export or delete your data at any time.

Read the full privacy policy →

Bookkeeping is an archive. Peil shows where you stand right now.

See your net effective rate within a minute: what you really keep from your hourly rate.